1,000 Ambassadors Program — Terms & Conditions
Senanova Systems Ltd | Y2klick
These Terms & Conditions ("Program Terms") govern participation in the Y2klick 1,000 Ambassadors Program (the "Program"), operated by Senanova Systems Ltd ("Senanova", "the Company", "we", "us"). By enrolling as an Ambassador, applying, using a referral code, or receiving any payout under the Program, you ("Ambassador", "you") agree to be bound by these Program Terms in addition to the general Y2klick Terms of Service.
1. Definitions
1.1 Ambassador — an individual enrolled in the Program, whether by direct enrolment (subject to the 1,000-slot cap) or by automatic enrolment through the Vendor-to-Vendor Escalation mechanic (Section 3.4).
1.2 Referral Code — the unique code or link issued to an Ambassador upon verified enrolment, used to attribute Referred Vendors and Referred Buyers.
1.3 Referred Vendor — a vendor who registers on Y2klick using an Ambassador's Referral Code.
1.4 Referred Buyer — a buyer who registers on Y2klick using an Ambassador's Referral Code.
1.5 Qualifying Transaction — a transaction that is fully completed and escrow-confirmed, and meets the minimum transaction value and other conditions set out in Section 5.
1.6 Ambassador Earnings — the 1% reward payable to an Ambassador on the value of Qualifying Transactions completed by a Referred Vendor, for as long as this Program remains in effect for that Ambassador.
1.7 Personal Account — any Y2klick account, vendor or buyer, that is owned, controlled, or beneficially used by the Ambassador themselves, whether registered in the Ambassador's own name or otherwise.
2. Eligibility & Enrolment
2.1 You must be a registered Y2klick user, at least 18 years of age, and located within Y2klick's active service area (currently geofenced to Ghana) to enrol in the Program.
2.2 Direct enrolment is capped at 1,000 Ambassador slots. Slots earned through the Vendor-to-Vendor Escalation mechanic (Section 3.4) will not be subject to this cap once that mechanic is activated; see Section 3.4 for its current status.
2.3 Enrolment requires completion of the verification process set out in Section 6 before Ambassador status, and any associated Referral Code, becomes active.
2.4 Senanova reserves the right to release Ambassador slots in stages or waves, and to decline or delay enrolment at its reasonable discretion, including for operational or verification-capacity reasons.
3. Program Structure
3.1 Ambassador Earnings
3.1.1 An Ambassador earns Ambassador Earnings equal to 1% of the value of every Qualifying Transaction completed by a Referred Vendor, for as long as the Ambassador's status remains active under these Program Terms.
3.1.2 Ambassador Earnings are withdrawable on demand, subject to a minimum withdrawal threshold to be published by Senanova from time to time. The current minimum withdrawable fund is GHS 25.00, to offset processing fees on small withdrawals.
3.2 Buyer Referral Bonus
3.2.1 A buyer who signs up using a Referral Code receives a bonus of GHS 20, compared to the standard signup bonus of GHS 10 for buyers who sign up without a Referral Code. This bonus is payable to the Referred Buyer, not to the Ambassador.
3.2.2 The GHS 20 bonus is released in increments across multiple Qualifying Transactions rather than as a single lump sum, on a schedule to be published by Senanova.
3.2.3 An Ambassador does not earn a cash reward for a Referred Buyer's signup. Referred Buyer signups instead count toward the Ambassador's standing and recognition within the Program — tracked on the Ambassador's dashboard as quality points, contributing to leaderboard position and badge status where such features are made available — reflecting the Ambassador's overall contribution to the platform without creating a cash liability payable before any transaction has occurred.
3.3 Vendor Onboarding Promotion
3.3.1 A vendor who registers without using a Referral Code receives 1 month of 0% commission on completed sales.
3.3.2 A Referred Vendor receives 3 months of 0% commission on completed sales, after which the standard 7% commission rate applies unless the Vendor-to-Vendor Escalation in Section 3.4 applies once activated.
3.4 Vendor-to-Vendor Escalation
3.4.1 A vendor who refers 10 other vendors who go on to complete Qualifying Transactions is moved to a permanent commission rate of 6%, and is automatically enrolled as an Ambassador — including where the 1,000-slot direct enrolment cap under Section 2.2 has already been reached.
| Mechanic | Rate / amount | Duration |
|---|---|---|
| Ambassador earnings | 1% | While Ambassador status remains active |
| Standard vendor commission | 7% | Ongoing, after promo period |
| Escalated vendor commission (not yet active) | 6% | Permanent, once escalation is activated and the threshold is met |
| Standard buyer bonus | GHS 10 | Paid to the buyer — signup without a referral code |
| Referral-code buyer bonus | GHS 20 | Paid to the buyer — released across multiple qualifying transactions |
| Ambassador quality points | Points, not cash | Earned by the Ambassador per code signup — see Section 3.2.3 |
| Standard vendor promo | 0% commission | 1 month |
| Referred vendor promo | 0% commission | 3 months |
4. Prohibited Conduct
4.1 An Ambassador must not create, control, or benefit from multiple Y2klick accounts for the purpose of generating Referred Vendors, Referred Buyers, or Qualifying Transactions that would not otherwise occur.
4.2 An Ambassador must not engage in, facilitate, or knowingly benefit from collusive transactions between real, distinct accounts entered into primarily to generate Program rewards rather than for genuine commercial purpose.
4.3 An Ambassador must not attempt to circumvent the minimum Qualifying Transaction value, the daily transaction limits, or any other control described in Section 5 or the companion Terms & Fraud Control Framework.
4.4 Breach of this Section 4 is treated as a material breach of these Program Terms and may result in forfeiture of unpaid rewards, reversal of paid rewards, suspension, or termination, per Section 8.
5. Qualifying Transactions & Fraud Controls
5.1 Only transactions that are fully completed and escrow-confirmed count toward any Ambassador Earnings, bonus, or referral threshold under the Program.
5.2 Only the first transaction between a given buyer and a given vendor in any calendar day is eligible to count as a Qualifying Transaction.
5.3 Progress toward the Vendor-to-Vendor Escalation threshold in Section 3.4 is counted by distinct paying buyer identity, not by transaction count, to prevent a single buyer's repeated transactions from being used to reach the threshold.
5.4 Senanova may withhold, delay, or reverse any Ambassador Earnings or bonus pending review where a transaction, account, or referral pattern is reasonably suspected of breaching Section 4 or this Section 5.
Full detail on the fraud detection methodology, including registered-name verification and its legal basis, is set out in the companion Y2klick Ambassador Program Terms & Fraud Control Framework, which forms part of these Program Terms by reference.
6. Identity Verification
6.1 Enrolment as an Ambassador, and activation of Vendor-to-Vendor Escalation status, requires completion of a registered-name verification check against the phone number provided, together with at least one corroborating check (which may include matching of mobile money number, device, or settlement account details).
6.2 In accordance with the National Identification Authority (Register) (Amendment) Regulations, 2026 (L.I. 2523), Senanova does not request, collect, retain, or reproduce any photocopy, scan, or image of the Ghana Card, and does not rely on visual inspection of the Ghana Card, for the purposes of this verification.
6.3 Senanova reserves the right to introduce additional or alternative verification methods, including biometric verification through the NIA Identity Verification System Platform, as and when such integration becomes operationally and commercially viable.
7. Payouts & Taxes
7.1 Ambassador Earnings are calculated and credited to the Ambassador's Program balance as Qualifying Transactions complete, and may be withdrawn on demand subject to the minimum withdrawal threshold in Section 3.1.
7.2 The Ambassador is solely responsible for any tax obligations arising from Program earnings under applicable Ghanaian law, and Senanova may be required to report or withhold amounts where required by law.
7.3 Senanova reserves the right to correct any payout made in error, including by adjusting a future payout or requesting repayment.
8. Duration, Inactivity, Buyout & Termination
8.1 Inactivity-Based Buyout & Termination
8.1.1 If an Ambassador does not generate any new Referred Vendor enrolment for 6 consecutive months, Senanova may, at its discretion, activate a buyout of that Ambassador's outstanding Ambassador Earnings entitlement and terminate their Ambassador status.
8.1.2 The inactivity period is measured by new Referred Vendor enrolment only; a Referred Vendor's continued trading activity does not, on its own, keep an otherwise inactive Ambassador's status active.
8.1.3 Where a buyout is activated under this Section 8.1, Senanova will pay the Ambassador a lump sum calculated with reference to the Ambassador's trailing average monthly Ambassador Earnings, in full and final settlement of all further Ambassador Earnings entitlement, and will deactivate the associated Referral Code.
8.2 Company-Wide Discretionary Buyout
8.2.1 Senanova reserves the right, at its sole discretion, to initiate a buyout of all active Ambassadors' outstanding Ambassador Earnings entitlement at any time, whether for reasons of business strategy, financial planning, corporate restructuring, acquisition, regulatory change, or any other reason Senanova considers appropriate.
8.2.2 A Company-Wide Discretionary Buyout under this Section 8.2 will be communicated to all affected Ambassadors with reasonable advance notice, and will be calculated and paid on a basis consistent with Section 8.1, applied program-wide.
8.2.3 Following a Company-Wide Discretionary Buyout, the Program (or the affected Ambassador Earnings entitlement) may be modified, suspended, or discontinued, and Ambassadors will have no further claim to future Ambassador Earnings beyond the amount paid under the buyout.
8.3 Termination for Breach
8.3.1 Senanova may suspend or terminate an Ambassador's status immediately, without a buyout payment for future Ambassador Earnings, where the Ambassador has materially breached Section 4 (Prohibited Conduct) or these Program Terms generally. Amounts already earned on genuine, non-fraudulent Qualifying Transactions prior to the breach remain payable; amounts arising from the breach itself will be forfeited or reversed.
8.4 Voluntary Exit
8.4.1 An Ambassador may exit the Program voluntarily at any time by written notice to Senanova. Ambassador Earnings already accrued on Qualifying Transactions completed prior to exit remain payable; no further Ambassador Earnings accrue on transactions completed after the effective date of exit.
9. Amendments to These Program Terms
9.1 Senanova may amend these Program Terms, including commission rates, bonus amounts, thresholds, and verification requirements, from time to time. Material changes will be communicated to active Ambassadors through the Y2klick platform or the official Ambassadors communication channels.
9.2 Continued participation in the Program following notice of an amendment constitutes acceptance of the amended Program Terms.
10. General
10.1 These Program Terms are governed by the laws of the Republic of Ghana.
10.2 These Program Terms, together with the companion Y2klick Ambassador Program Terms & Fraud Control Framework and the general Y2klick Terms of Service, constitute the entire agreement between the Ambassador and Senanova with respect to the Program.
10.3 If any provision of these Program Terms is found unenforceable, the remaining provisions continue in full force and effect.
10.4 Senanova's Program-related decisions, including on verification outcomes, fraud determinations, and discretionary buyouts, are made reasonably and in good faith, and are final within the scope of the Program.
Questions about these terms? Contact support@y2klick.com.